Punjab Chief Minister Maryam Nawaz Sharif recently launched the “Apni Chhat Apna Ghar” scheme, a groundbreaking initiative aimed at providing affordable housing and interest-free loans to the residents of Punjab. This program is set to transform the housing sector by offering subsidized apartments and easy payment plans, making homeownership more accessible to the province’s citizens.
Implementation of the ‘Apni Chhat Apna Ghar’ Scheme
The “CM Punjab Apni Chhat Apna Ghar Housing Scheme” is an ambitious project, planning to construct over 3,000 homes in each district of Punjab. The first phase of the scheme will focus on five major cities: Multan, Faisalabad, Sialkot, Sargodha, and Rawalpindi. Additionally, 5,000 homes will be built near Raiwind Road in Lahore.
Affordable Housing Under the Scheme
The apartments under this scheme are priced at Rs. 1.5 million each. However, with a substantial 60% government subsidy, beneficiaries only need to pay 40% of the total cost. This payment can be made upfront, with the remaining balance spread over five years in easy monthly installments of Rs. 26,000. This financial model is designed to make homeownership feasible for families with modest incomes.
How to Apply for the ‘Apni Chhat Apna Ghar’ Scheme Online
The Punjab Information Technology Board (PITB) has developed a dedicated online portal for the “Apni Chhat Apna Ghar” scheme, making it easier for citizens to apply for homes and loans. Here’s a step-by-step guide to the online application process:
- Visit the Official Portal: Start by visiting the official portal of the “Apni Chhat Apna Ghar” scheme. The website serves as a one-stop solution for registering, tracking, and managing your application.
- Complete the Citizen Registration Form: Fill out the form with the following details:
- Full name
- CNIC number
- CNIC number of your father or husband
- Gender
- Email address
- Mobile number (include network provider if the number is ported)
- Division, District, and City of residence
- Create a User Password: After providing the required information, create and confirm a user password to complete your registration.
- Submit Your Application: Once registered, you can log in to your account and submit your application for a home or loan under the scheme.
Benefits of the ‘Apni Chhat Apna Ghar’ Scheme
This scheme offers a range of benefits, including affordable housing solutions, opportunities for homeownership, and the provision of permanent residences. The initiative is expected to promote socio-economic development, improve living standards, and reduce homelessness across Punjab.
Contact Information
For more details or assistance with the application process, citizens can call the helpline at 0800-09100.
The “Apni Chhat Apna Ghar” scheme represents a significant step forward in providing affordable housing to the people of Punjab. With its user-friendly online application process and government subsidies, the program is set to make a substantial impact on the lives of thousands of families across the province.