Apni Chhat Apna Ghar Scheme Punjab offers subsidized housing, interest-free loans of up to PKR 1.5 million, and pre-built flats in urban cities. This scheme is part of the government’s initiative to tackle the housing shortage and uplift the living standards of deserving families.
For people asking, How can I apply for Apna Ghar Scheme? — the process is now simple and fully digitized.
Who Can Apply? Eligibility Criteria Explained
To benefit from this housing scheme, you must:
- Be a permanent resident of Punjab with a valid CNIC.
- Have a monthly household income below PKR 50,000.
- Own a plot (up to 5 marla in urban or 10 marla in rural areas).
- Be the head of the family.
- Have no criminal or financial default history.
- Special preference is given to widows, orphans, senior citizens, and disabled persons.
This detailed guide answers the frequent question: “How can I apply for Apna Ghar Scheme?” by breaking down the full eligibility and process.
Apna Ghar Apni Chhat Scheme Registration Online Punjab – Step-by-Step Guide
If you’re ready to apply, the Apna Ghar Apni Chhat Scheme registration online Punjab process is simple:
Online Method:
- Visit the official portal at acag.punjab.gov.pk.
- Register using your CNIC and mobile number.
- Fill out the online form with land and income details.
- Upload scanned documents (CNIC, land ownership, proof of income).
- Submit and wait for verification.
Offline Method:
- Visit the DC Office, Assistant Commissioner Office, or local PHATA office.
- Submit original documents manually and complete the form.
Latest Updates on the Apni Chhat Apna Ghar Scheme Punjab
As of May 2025:
- Phase 3 has started, offering loans of PKR 1.5 million with repayments starting at PKR 14,000/month for 9 years.
- Over 1,500 homes are already completed.
- 25,500 families have been approved for loans worth PKR 26.97 billion.
- More than 21,000 units are in the final stages of construction.
This project is gaining rapid momentum, and public interest in the Apni Chhat Apna Ghar Scheme Punjab apply online process is surging daily.
Transparency & Fair Allotment
To ensure fairness, flats and homes in major cities will be distributed through a computerized balloting system. No hidden charges are involved, and everything is monitored for transparency.
So, Here’s how to apply for Punjab ‘Apni Chhat Apna Ghar’ scheme: just follow the government’s simple online or offline method and submit your complete documents.
Apni Chhat Apna Ghar Punjab Scheme is a golden opportunity for those dreaming of owning a home in Punjab. Whether you’re in a rural area with a 10 marla plot or in a city where flats are being built, this scheme can change your life. If you’re still asking, “How can I apply for Apna Ghar Scheme?” — now is the perfect time to act and secure your family’s future.
For more updates and registration help, visit acag.punjab.gov.pk or call the helpline 0800-09100.
