Punjab Chief Minister Maryam Nawaz Sharif has officially launched the highly anticipated ‘Apni Chat Apna Ghar’ housing scheme, aimed at providing affordable homes and loans to the province’s citizens. The initiative set to address the pressing need for homeownership and improve living standards for low and middle-income families.
Scheme Overview
Under the ‘CM Punjab Apni Chat Apna Ghar’ initiative, over 3,000 homes will constructed in each district of Punjab. The scheme’s initial focus will be on five key cities: Multan, Faisalabad, Sialkot, Sargodha, and Rawalpindi, with Lahore slated to see 5,000 homes constructed near Raiwind Road during the first phase. The project aims to offer affordable, permanent residences with a 60% government subsidy on the total cost of Rs. 1.5 million per apartment. Residents will only need to pay 40% of the cost, manageable in monthly instalments of Rs. 26,000 over five years.
Application Process
To apply for the ‘Apni Chat Apna Ghar’ scheme, follow these steps:
- Visit the Online Portal: Access the dedicated online portal at acag.punjab.gov.pk to begin your application.
- Complete the Citizen Registration Form: Fill out the required details:
- Full Name
- CNIC Number
- CNIC Number of Father or Husband
- Gender
- Email Address
- Mobile Number (including network provider if ported)
- Division, District, City
- Create and Confirm a User Password
- Submit Your Application: Once your registration is complete, submit your application through the portal.
- Track Your Application: Use the portal to track and manage your application status.
For assistance, call the helpline at 0800-09100.
Social Impact and Benefits
The ‘Apni Chat Apna Ghar’ scheme set to benefit approximately 70,000 families in its first phase by providing interest-free loans for home construction. This initiative expected to not only offer affordable housing solutions but also enhance the overall socio-economic uplift of Punjab. By promoting homeownership, the scheme aims to improve living standards and reduce homelessness, aligning with the government’s goal of inclusive development.
Chief Minister Maryam Nawaz Sharif emphasized the broader impact of the project, stating, “This project is not just about building houses; it’s about building futures, ensuring stability, and providing the people of Punjab with a sense of security that comes with having a place to call home.”
For more information and to apply, visit the official portal at acag.punjab.gov.pk.
