SECP Approves “Khudmukhtar Khatoon” Digital Financing Scheme for Women Entrepreneurs in Pakistan

The Securities and Exchange Commission of Pakistan (SECP) has officially approved a new digital and Shariah-compliant financing product named “Khudmukhtar Khatoon”, aimed at strengthening women entrepreneurship and improving financial inclusion across the country.

Women Business Loan Scheme in Pakistan – Key Highlights

The new initiative introduces a dedicated women financing program in Pakistan offering Rs. 100,000 to Rs. 1.5 million in asset-based financing. The scheme is designed to support women in starting and expanding small and medium businesses.

The financing can be used for:

• Purchase of machinery and equipment
• Business setup and expansion
• Acquisition of operational assets

Fully Digital and Shariah-Compliant Financing Facility

According to the official statement, the “Khudmukhtar Khatoon” financing product is:

• A fully digital women loan scheme in Pakistan
• Shariah-compliant SME financing solution
• Designed to promote financial inclusion for women entrepreneurs

The product will be launched by Walee Financial Services, making the financing process easier, faster, and accessible through digital platforms.

How to Apply for Women Loan in Pakistan

Eligible women entrepreneurs will be able to apply through the mobile application Hakeem. The application process will be fully online, allowing applicants to submit requests without visiting physical branches.

Repayment Plan and Terms

The financing will be repaid in equal monthly installments over a period of one year, making it suitable for small business owners and startup entrepreneurs.

Boost for Women Empowerment and SME Growth

This initiative is expected to:

• Promote women empowerment in Pakistan
• Support SME growth and entrepreneurship
• Increase digital financial inclusion
• Strengthen women-led startups and businesses

Officials highlighted that the scheme is part of broader efforts to encourage women’s participation in Pakistan’s formal economy through easy access to business financing.